Business Funding Made Easy
Your Source for Ready Capital When the Banks Say NO!
Invoice Factoring
Finance your important terms of payment with your valuable customers. The perfect solution for payroll worries when customers take 15 to 75 days to pay their invoices
Inventory Finance
Revolving lines of credit to finance accounts receivable, inventory, and equipment. The solution of choice for rapidly growing manufacturers and distributors
Purchase Order Finance
How to finance the purchase of raw materials to finish goods to meet the deadline of large "big box" orders or pay Pacific Rim factories? It's simple! Purchase Order Finance
How Factoring Works
Terms of Payment Finance
Factoring is simply how you, as a business that operates B2B and invoices for its sales, finances those terms. It allows you to attract new customers that demand 30, 45, even 60 day payment terms by financing those attractive terms.
Approval Based Upon Customer Credit
Factoring is one of the most accessible forms of cash flow financing since the creditwothiness of your customers and not you, determines your ability to qualify for commercial factoring.
How It Works
Because factoring, as a form of commercial finance, is structured as a purchase and sale method of finance rather than a typical loan, factoring offers some tremendous advantages and options for small business owners. For example, factors do not require personal guarantees from their clients and additionally do not require a lengthy business credit history when establishing a financing facility. This makes factoring perfect for young companies and even startups.
With factoring, you can receive advances against your invoices to use to make payroll, pay suppliers, purchase inventory, and expand your business. Factoring can also allow you to offer the credit limits that many larger customers demand, without having to worry about interruptions to your company’s cash flow. Additionally, factoring can allow you to take advantage of trade discounts, as well as meet trade obligations and other expenses.
View our VIDEO to find out more!